Did you know enrollment for the Affordable Care Act marketplace insurance plans starts Nov. 1? Last fall, the federal government spent millions of dollars advertising enrollment in the ACA. This year it's just people like me trying to get the word out with social media and letters like these. Here is some information you may not know:

Even though our government isn't advertising much, people who aren't covered can still be fined. According to GetCoveredAmerica.org, the penalty for not having health insurance is set at $695 per adult in a family, $347.50 per child under 18, or up to 2.5 percent of the family income. But, if you are single and earning less than $48,400 or a family of four earning less than $98,400, there are subsidies.

Enrollment runs from Nov. 1 thru Dec. 15 to be covered on Jan. 1.

GetCoveredIL.org has a Get Covered Connector that will help you find in-person help. In addition, there are some scheduled down times for HealthCare.gov, midnight to noon most Sundays during the enrollment period and overnight Nov. 1, so be persistent.

If you would like to do more, the ACA Signup Project is looking for volunteers in McLean County. Individuals, businesses, organizations, churches, etc., can help get the word out. In Illinois, contact the Facebook group Illinois Healthcare ACA Signup.

Debbie Lubbert, Bloomington

The writer is a volunteer, ACA Signup Project.

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